Naive (adjective) – (Of a person or action) showing a lack of experience, wisdom, or judgement. Source
Irresponsible (adjective) - not thinking enough or not worrying about the possible results of what you do. Source
My work day generally does not afford me a lunch break. It’s generally scoff a sandwich, but not fast enough to give indigestion, between tasks. A couple of weeks ago after a particularly rough morning I did however break away and joined the ranks of those at the ‘lunch table’ for a few minutes. This is normally a place of general chit-chat, of what gadgets people are buying, of the latest sports news, of what people are doing on the weekend, but today in the wake of the BHS pension scandal the topic switched to investments, pensions and retirement plans.
When it comes to saving, investing and retirement planning I am very transparent on this blog but in the office I am the definition of a grey man. After all an environment where your employer knows you have a decent FU stash or are only a few months from FIRE is hardly one where you are going to be able to ramp earnings at a rapid rate. So I switched on my spidey sense but didn’t dive in with ‘my view’.