- I am now Financially Independent at age 45 and will retire in mid 2018. As soon as I reached that Financial Freedom I wrote a short simple book covering every tool and technique I used to get me there in under 9 years. The hope was that I could help others reach that liberating moment quickly.
- My Early Retirement strategy details how I'm thinking about drawdown of wealth in early retirement.
- The Retirement Investing Today Low Charge Strategy contains a detailed overview of the techniques I used to invest my way from 'nothing' to Financial Independence in less than 9 years. The investment products I used to get me there are covered in the warts and all Investment Portfolio post.
- I use these methods to calculate the historic performance of my Portfolio.
- Save Hard, Invest Wisely, Retire Early describes the overall philosophy I am using to achieve early retirement. This includes currently saving 55% of my gross earnings.
- The 2012, 2014, 2015, 2016 and 2017 year in review provides an up to date analysis of how my Portfolio is performing against both my Strategy and a Benchmark. 2017 is also the latest progress update.
- My Early Retirement strategy is to try and live off dividends alone (even during market crashes)
- Methods to minimise tax. This is one of my mantra's and is a necessity if you want to retire at the earliest opportunity. Methods I use includes:
- The Assets held within my Low Charge Portfolio include:
- UK Equities
- International equities
- Emerging markets
- Index Linked Gilts
- High Yield Portfolio (HYP)
- HYP Share Purchases 1 to 3 - Sainsbury's (SBRY), AstraZeneca (AZN) and SSE
- HYP Share Purchase 4 - Vodafone (VOD)
- HYP Share Purchase 5 - HSBC (HSBA)
- HYP Share Purchase 6 and 7 - Royal Dutch Shell (RDSB) and Pearson (PSON)
- HYP Share Purchase 8 - GlaxoSmithKline (GSK)
- HYP Share Purchase 9 - Amlin (AML)
- HYP Share Purchase 10 - Billiton (BLT)
- HYP Share Purchase 11 - BP
- HYP Share Purchase 12 - Rio Tinto (RIO)
- HYP Share Purchase 13 - Legal & General (LGEN)
- HYP Share Purchase 14 - National Grid (NG)
Hi, like the blog. If you are moving to Spain or Cyprus I think one thing you should take into account is the local taxation - this is likely to impact on how you should structure your portfolioReplyDelete
Thats a good point. I have heard that spanish compliant investment bond wrappers can help reduce tax liability in spain. But seem quite costly to set upDelete
Have you thought about Portugal? Only I have heard they have an attractive offer for foreigners relocating and this includes 10 years living tax free. We have a second home in Southern Spain and speak Spanish, not Portuguese otherwise I would have considered the AlgarveReplyDelete