I’ve now been interested in personal finance, investing and FIRE since late 2007.  That’s a long time and means I still follow a number of w...

I was not going to write this 4 years of FIRE post but I’ve had a number of requests for it which made me do a little thinking.  In the end ...

2021 has been my third year since I took that initial leap into the FIRE unknown and for me it’s been my biggest year ever for change.  Some...

Usually at this time of year I publish a year in review  which covers a little of the qualitative and a lot of the quantitative.  Given the ...

A chart of the monthly FTSE 100 price looks something like this: Click to enlarge, Monthly FTSE 100 Price This is the chart that yo...

“Insanity is doing the same thing over and over and expecting different results” – not Albert Einstein as I always thought but actually Ri...

It’s now a little over 8 years ago that I started to build my UK High Yield Portfolio (HYP).  It was a much talked about strategy back in t...

I was recently reading a FIRE blog post, from a couple who are still very much deep in the swim phase of the FIRE triathlon , where the pos...

At the end of June  I concluded that a potentially positive step forward on my FIRE journey was to focus on being a ‘human being’ rather th...

A few months after returning to my industry, albeit in a different role in the pursuit of meaningful work, I’ve left the company and am bac...

As a 46 year old now in Early Retirement  it seems worthwhile to now share more detail on how I have as tax efficiently as possible tried t...

The fourth quarter of 2018 contained the pivotal moment of my FIRE journey so far – FIRE day .  Financially it represented the transition...

A little over 7 years ago (late 2011) I started to build a UK High Yield Portfolio (HYP).  It was a much talked about strategy back in the ...

“Retirement is the withdrawal from one's position or occupation or from one's active working life. ...  Retirement is generally co...

Latchi, Cyprus at dusk With my work notice period  now nearing completion I’m actually a little surprised at the calm in the RIT househ...

A little over ten and a half years ago I started to accumulate wealth with a vague notion of work becoming optional in a relatively short t...

This annual review is usually a very quantitative personal finance review and for those readers looking for that please bear with me I’ll g...

Back in late 2011 I started building what is known as a UK High Yield Portfolio (HYP).  It was a much talked about strategy back in the Mot...

10 years ago I took a step back and looked at where my life was going.  Family life was great for which I was and remain incredibly fortuna...

The first half of 2017 required a few decisions to be made and we spent a bit like drunken sailors to make them.  Average monthly spending ...