...and the pounds will look after themselves.  A reasonably well known proverb that simply means if you focus on saving many small amounts...

Over my 9-year journey to financial independence (FI) I’ve had a number of readers of both this blog and the fora that I frequent ask me if...

You don’t have to travel far into most personal finance sites before you find the obligatory compound interest post.  Even I did one back i...

I don’t think there would be much argument that millennials have it pretty tough financially with their plight now starting to make it into...

Saving Hard has thus far been one of the biggest contributors to my reasonably rapid FIRE (financially independent retired early) Number pr...

This week as I was thumping up and down the motorway on my lengthy daily commutes I couldn’t help but take some glimpses of the current and...

I think we've had enough about what I eat for breakfast  and what I want to be when I grow up for now.  Let’s get back to what this bl...

UK pay or earnings seems to have reached the main stream media again .  By my calculations Average Whole Economy Annual Earnings are increa...

Thanks to all readers who took part in the earnings and savings poll .  The results make for some very interesting reading but before we go...

I've mentioned previously in passing that as I build the wealth necessary to reach Early Financial Independence I'm noticing that t...

Some might think this post a little cynical however I've found that it sometimes pays to be a little cynical so here goes.  Businesses ...

In my hunt for Early Financial Independence, maybe even Early Retirement, I'm unrelenting in my efforts to minimise my spending  whil...

The road to wealth creation, which leads to financial independence if persisted with, is no secret.  In fact P. T. Barnum in his 1880 publi...

To gain financial independence or early retirement in the soonest possible time then Saving Hard and Investing Wisely are must do’s.  On ...

The interest paid on savings accounts is important to a lot of UK investors.  A quick look at Money Saving Expert shows us that if today ...

The Retail Prices Index (RPI) is currently sitting at 4.8% while the Consumer Prices Index (CPI) is at 3.1%. It is highly likely that if you...

If you’re a UK saver it remains pretty ugly out there. According to Money saving Expert the top clean rate account pays 2.6% AER however it ...

My chart today shows that for those that are looking to save it still isn’t getting any better out there. If you don’t want to lock your mon...

My chart today shows that for those that are looking to save it isn’t getting any better out there. Average interest rates on cash savings a...

I am trying to achieve retirement within 7 years. I’m defining retirement as work becoming optional. To do this I am generally saving 60% of...