November 2019 marks a couple of significant anniversaries for me.  The first anniversary is that it’s now 10 years since I started this blo...

Another year has passed for our UK early retiree.  A year ago I wrote that in the worlds biggest economy, the United States, Donald Trump w...

6 months after taking the FIRE (financially independent retired early) leap I can confirm that (for now) I’ve reverted back to FI (financia...

As a 46 year old now in Early Retirement  it seems worthwhile to now share more detail on how I have as tax efficiently as possible tried t...

“Retirement is the withdrawal from one's position or occupation or from one's active working life. ...  Retirement is generally co...

As I write this post the S&P500 cyclically adjusted price earnings ratio sits at 32.0 against a long run average of 16.9, Donald Trump ...

For those chasing FIRE I’m sure that the 4% Rule will be well known to most.  In short it says in your first year of retirement you can ‘s...

So when are you taking early retirement I hear you ask?  Before answering let me first provide some musings of how the world of somebody wh...

One of the negatives to using a Safe Withdrawal Rate (SWR) model, such as the 4% Rule , to predict when early retirement is possible and to...

To be able to successfully FIRE I think two things need to occur: You need to be financially ready; and You need to be mentally ready. ...

Over my 9-year journey to financial independence (FI) I’ve had a number of readers of both this blog and the fora that I frequent ask me if...

Grant Thornton has completed some research (free FT link or Google “How much do you really pay your money manager?”) which concludes that ...

My financial independence and early retirement (FIRE) planning has been a pretty negative affair so far, with me always trying to focus on ...

Wealth warning: This post should at best be taken with a pinch of salt and at worst should be likened to crystal ball gazing.  I’m posting...

“Financial independence is generally used to describe the state of having sufficient personal wealth to live, without having to work acti...

Unless you’re one of the lucky ones sitting on a defined benefit pension (although it’s likely you’ll also need some other income source in...

The 4% Rule gets bandied around pretty loosely (I sometime think dangerously so) in the personal finance (PF) world these days and on some ...

Life is really busy.  No, that’s not right, let me try again.  Work is consuming me.  I’m pressured, stressed, exhausted and for the first ...

12 months ago  I suggested that I might only have 18 months to go before FIRE (financially independent retired early).  The caveat placed o...

I don’t think there would be much argument that millennials have it pretty tough financially with their plight now starting to make it into...