tag:blogger.com,1999:blog-2875915890415125655.post9173751470900683290..comments2023-05-18T10:37:34.608+01:00Comments on <a href="http://www.retirementinvestingtoday.com">Retirement Investing Today</a>: Investing mechanically with index trackers is boringRetirementInvestingTodayhttp://www.blogger.com/profile/03088383743670046657noreply@blogger.comBlogger12125tag:blogger.com,1999:blog-2875915890415125655.post-75506778320835178402014-12-15T15:08:20.366+00:002014-12-15T15:08:20.366+00:00hi rit and readers of..
with BHP Billiton shares a...hi rit and readers of..<br />with BHP Billiton shares at a 5 year low have you considered topping up your holding?aurorahttps://www.blogger.com/profile/18222115011238698622noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-1884325667073069952014-10-06T20:20:01.441+01:002014-10-06T20:20:01.441+01:00Hi RIT,
Like you say, boring but effective! I...Hi RIT,<br /><br />Like you say, boring but effective! I'm just starting out really, piling my money into cash and my company pension for the minute. My only real objectives for the minute being to pay as little higher rate tax as possible (hence the piling into company pension) and to develop some kind of strategy that is mechanical to avoid any mental decisions on my part! <br /><br />Anonymoushttps://www.blogger.com/profile/18300941962780673623noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-73475104413977056442014-10-05T19:29:16.113+01:002014-10-05T19:29:16.113+01:00Thanks for sharing all of that wisdom. Plenty of ...Thanks for sharing all of that wisdom. Plenty of ideas for me (and hopefully other readers) to DYOR with. It's those sort of comments that made me set up this site in the first place.<br /><br />"In the end whatever funds you have, you have to generate income, so why not do that now immediately via dividend shares, ETFS and Coupons and see it compound." In 2007 I had no knowledgeRetirementInvestingTodayhttps://www.blogger.com/profile/03088383743670046657noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-16483666530752528992014-10-05T19:04:28.538+01:002014-10-05T19:04:28.538+01:00Hi RIT, should add the USA stocks are purchased vi...Hi RIT, should add the USA stocks are purchased via a Charles Schwab USA $ account. I don't use UK brokers because of the currency conversion costs. The Charles Schwab account is US based but can be opened from UK. Trades are only $8, no re-investment charges for dividends. Great service and they have office in the UK that you can go to. Plus SEC protects to $500K. I did look at VHYL but Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-77002662261585923372014-10-05T18:54:34.401+01:002014-10-05T18:54:34.401+01:00Hi RIT, its my pleasure. Yes, Balfour Beatty is sa...Hi RIT, its my pleasure. Yes, Balfour Beatty is same sector as Carillion. There was talk of a merger and CLLN can re-enter talks again next year. I hope that does happen, it will create a £3bn infrastructure company propelling it into the FTSE 100. <br /><br />In addition to the USA dividend growth stocks I mentioned, I also have some USA high yielders REITS (HCP, O), Utilities (SO) and MLP (KMI)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-18583368144927698672014-10-05T16:25:04.200+01:002014-10-05T16:25:04.200+01:00Thanks for sharing. It would be great if you hang...Thanks for sharing. It would be great if you hang around as I'd be fascinated to see how that portfolio performs long term from both an income and capital perspective.<br /><br />Plenty of recognisable HYP stalwarts in there including some that I recognise as seemingly going through a bad patch at this point in time - namely BBY, MRW, TATE and TSCO.<br /><br />ULVR certainly on my watch listRetirementInvestingTodayhttps://www.blogger.com/profile/03088383743670046657noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-42580972667897103482014-10-05T13:47:16.131+01:002014-10-05T13:47:16.131+01:00Hi RIT, my current holding are: ADN, AV,AZN,BAE,BB...Hi RIT, my current holding are: ADN, AV,AZN,BAE,BBY,BHP,BLND,BP,DGE,G4S,HSBA,IMT,MRW,NG,PSON,RIO,RR,SAB,SSE,STAN,TATE,TSCO,ULVR,UU,VOD.<br /><br />I will add Compass, Reckitt, Prudential when they yield > 3% and P/E < 20. That will give me 30 stocks. My HYP is a combo of HYP and dividend growth stocks built over the last 3 years. I don't go for just yield but quality as well. <br /><br Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-18186427146323347722014-10-04T21:53:51.196+01:002014-10-04T21:53:51.196+01:00Hi Anonymous
I originally set out to collect 15-2...Hi Anonymous<br /><br />I originally set out to collect 15-20 but I know think that's a bit low. Looking today and assuming the future runs to averages with a fair wind I have about 2 years to run until early retirement. Looking at my projected UK equities value at that time and subtracting my current UK equities value then dividing by my current HYP median value (which is my buy amount RetirementInvestingTodayhttps://www.blogger.com/profile/03088383743670046657noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-33121122226665824582014-10-04T21:21:17.810+01:002014-10-04T21:21:17.810+01:00How many shares are you aiming for in your HYP RIT...How many shares are you aiming for in your HYP RIT ? I have 27, aiming for 30.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-53745442649812417692014-10-04T17:55:41.464+01:002014-10-04T17:55:41.464+01:00Yes, this has been in my portfolio since 2007 and ...Yes, this has been in my portfolio since 2007 and doubled up end 2008. I did top-slice around 25% to release some cash March 2011 but the remainder still holding for the longer term.<br /><br />I had not quite appreciated quite how much the sp had fallen in recent months - I have been distracted by the supermarkets in recent weeks - Mr Market must be feeling generous!<br /><br />The share price Getting to Net Zerohttps://www.blogger.com/profile/05649975918886866788noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-14606662636616556702014-10-04T17:29:43.635+01:002014-10-04T17:29:43.635+01:00Hi John
Glad somebody also thinks BLT is a reason...Hi John<br /><br />Glad somebody also thinks BLT is a reasonable long term play. The market certainly doesn't. BLT is down 21% since the end of July 14 and in contrast the FTSE 100 is only down 4% over the same period.<br /><br />I remember you mentioning earlier in the year you had held it for a long time. Are you still holding?<br /><br />Cheers<br />RITRetirementInvestingTodayhttps://www.blogger.com/profile/03088383743670046657noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-73956706972356084432014-10-04T15:36:54.504+01:002014-10-04T15:36:54.504+01:00Good to see the hyp making progress and I believe ...Good to see the hyp making progress and I believe BLT is a good long term play - the price has pulled back around 10% since the final results in August and hopefully not much downside from here.<br /><br />Look forward to see what is the next addition.Getting to Net Zerohttps://www.blogger.com/profile/05649975918886866788noreply@blogger.com