tag:blogger.com,1999:blog-2875915890415125655.post7881298540951254606..comments2023-05-18T10:37:34.608+01:00Comments on <a href="http://www.retirementinvestingtoday.com">Retirement Investing Today</a>: NS&I Index Linked Savings Certificates - Changes AnnouncedRetirementInvestingTodayhttp://www.blogger.com/profile/03088383743670046657noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-2875915890415125655.post-87594999888737634702012-08-26T09:59:04.151+01:002012-08-26T09:59:04.151+01:00Hi Joe
The calculator asks you to enter amount, d...Hi Joe<br /><br />The calculator asks you to enter amount, day purchased, month purchased, year purchased and investment term in a very clunky way. If you have a lot of certificates like me then it takes some time to gather the data.<br /><br />I hope they don't send a statement and have a login for each one. That wouldn't be much better.<br /><br />Cheers<br />RITRetirementInvestingTodayhttps://www.blogger.com/profile/03088383743670046657noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-67323087149794490242012-08-26T09:56:09.848+01:002012-08-26T09:56:09.848+01:00Hi Anonymous
I'm not quite as "glass hal...Hi Anonymous<br /><br />I'm not quite as "glass half empty" as yourself but I am wondering why NS&I would introduce the penalty and loss of index linking. I'm actually wondering if it is an attempt to lengthen the holding period of each Savings Certificate. It could be innocent enough with them trying to save on administration by reducing churn. Let me demonstrate.<br /><RetirementInvestingTodayhttps://www.blogger.com/profile/03088383743670046657noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-45340969808645907232012-08-24T18:54:45.253+01:002012-08-24T18:54:45.253+01:00I am assuming that with the on-line calculator, yo...I am assuming that with the on-line calculator, you just enter holder's number into it along with some other personal details. What does annoys me is an annual statements to help me keep track them. It sound like they will do this for each one. In other words, for someone who saved into them monthly, it would mean paperwork every month.<br /><br />On other hand, it is still good news JoeCrystalhttps://www.blogger.com/profile/09704987336977651777noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-54838765880898890372012-08-24T15:14:06.257+01:002012-08-24T15:14:06.257+01:00It is one of the basic principles of financial rep...It is one of the basic principles of financial repression that a government needs to remove all easy means for savers to get any after inflation return on their savings<br /><br />Expect this and more QE to force you to spend your stashAnonymousnoreply@blogger.com