tag:blogger.com,1999:blog-2875915890415125655.post6266665799553900229..comments2023-05-18T10:37:34.608+01:00Comments on <a href="http://www.retirementinvestingtoday.com">Retirement Investing Today</a>: Why I Hold National Savings and Investments (NS&I) Index Linked Savings CertificatesRetirementInvestingTodayhttp://www.blogger.com/profile/03088383743670046657noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-2875915890415125655.post-49993560859153195562015-06-13T19:58:04.394+01:002015-06-13T19:58:04.394+01:00I am rolling over my ILSC. Although the current in...I am rolling over my ILSC. Although the current interest rate/RPI return is low, my holdings give me a relatively safe, straightforward, tax-free, lifetime (so long as I can roll them over) guard against inflation taking off. Having lived through quite a few periods of high inflation, tax-free "100% security" inflation protection was my first port of call before I started investing in aGHDorsetnoreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-87538117841387040252015-05-05T08:16:58.852+01:002015-05-05T08:16:58.852+01:00I, and all of us eventually, are faced with the pr...I, and all of us eventually, are faced with the problem of what on earth to do when these investments come to the end of their term.<br /><br />Unfortunately, NS&I, while they do allow one to "roll over" these investments, change the interest rate. My latest tranche roll-over rate is at RPI + 0.01%.<br /><br />Now I know that this is better than the negative rate that many people Anonymousnoreply@blogger.com