tag:blogger.com,1999:blog-2875915890415125655.post7900537984676286460..comments2023-05-18T10:37:34.608+01:00Comments on <a href="http://www.retirementinvestingtoday.com">Retirement Investing Today</a>: Birthday Greetings, Bottle of Wine (+ Strategy Defined Adjustments)RetirementInvestingTodayhttp://www.blogger.com/profile/03088383743670046657noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-2875915890415125655.post-58529845232685685562013-11-02T11:46:00.546+00:002013-11-02T11:46:00.546+00:00Hi RIT,
do you plan to make any adjustments for t...Hi RIT,<br /><br />do you plan to make any adjustments for this new market crash coming?<br /><br />L.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-91411355040852765632013-11-01T20:32:20.390+00:002013-11-01T20:32:20.390+00:00My guess is that every time a government/central b...My guess is that every time a government/central bank - especially the US - tries a wee bit of tapering, it'll take fright at the consequences and reverse its decision. At some time, perhaps remote, the attempt to avoid deflation will overshoot and we'll eventually.get high inflation, but presumably not hyperinflation (at least not, I hope, here). I look open gold as an insurance deariemenoreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-3314427350087370622013-11-01T05:27:14.500+00:002013-11-01T05:27:14.500+00:00Over the next few years bonds and equities - espec...Over the next few years bonds and equities - especially HY equities - are both likely to fall, as monetary policy becomes less lax. Gold may not be a beneficiary. Cash will benefit. How would that affect your outcome?Knoreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-25877547191652717372013-10-31T19:56:21.076+00:002013-10-31T19:56:21.076+00:00Thanks for sharing K.Thanks for sharing K.RetirementInvestingTodayhttps://www.blogger.com/profile/03088383743670046657noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-38103341019038957592013-10-31T19:55:57.882+00:002013-10-31T19:55:57.882+00:00Hi John
Good to hear from you. Just to clarify, ...Hi John<br /><br />Good to hear from you. Just to clarify, as detailed in the post, I am actually running an Age in Bonds - 10 strategy meaning today my target "Bonds" allocation is actually 32%. That said your thoughts are still very valid.<br /><br />At this stage, at least until work becomes optional, my very high savings rate and short duration mean I need to preserve wealth RetirementInvestingTodayhttps://www.blogger.com/profile/03088383743670046657noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-67880226467130118872013-10-30T23:42:22.163+00:002013-10-30T23:42:22.163+00:00Hi RIT,
Belated Happy Birthday!
I would just lik...Hi RIT,<br /><br />Belated Happy Birthday!<br /><br />I would just like to pick up on the equity/bond ratio. At such a young age, I would seriously question allocating over 40% of your portfolio to bonds.<br /><br />As we all know, life expectancy is rising and you could easily be investing for another 50 yrs. I would suggest over such a time-frame equities are far more likely to provide better diy investor (UK)https://www.blogger.com/profile/05649975918886866788noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-4826821614518986832013-10-30T23:03:15.361+00:002013-10-30T23:03:15.361+00:00around 11%, but my portfolio is somewhat aggressiv...around 11%, but my portfolio is somewhat aggressive and equity only.<br />Just finished my yearly re-balancing.<br />K.<br /><br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-71584643897312842202013-10-30T22:32:23.347+00:002013-10-30T22:32:23.347+00:00Hi K
A full analysis of YTD performance was inclu...Hi K<br /><br />A full analysis of YTD performance was included in the <a href="http://www.retirementinvestingtoday.com/2013/10/a-retirement-investing-today-review-9.html" rel="nofollow">9 month review</a>. In short between the 05 January and 05 October 2013 (I record values weekly rather than yearly causing the odd dates) the portfolio is up 5.3% for a CAGR of 7.1%. In comparison the benchmarkRetirementInvestingTodayhttps://www.blogger.com/profile/03088383743670046657noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-49346079509812187922013-10-30T22:23:39.951+00:002013-10-30T22:23:39.951+00:00Hello RIT,
So, how is your portfolio performing? Y...Hello RIT,<br />So, how is your portfolio performing? YTD?<br />K.<br />Anonymousnoreply@blogger.com