tag:blogger.com,1999:blog-2875915890415125655.post7392232147198708000..comments2023-05-18T10:37:34.608+01:00Comments on <a href="http://www.retirementinvestingtoday.com">Retirement Investing Today</a>: The lowest cost low cost SIPPRetirementInvestingTodayhttp://www.blogger.com/profile/03088383743670046657noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-2875915890415125655.post-85165455440440078432021-02-28T09:00:39.387+00:002021-02-28T09:00:39.387+00:00Coming at this in 2021, Alliance Trust is out of b...Coming at this in 2021, Alliance Trust is out of business. As a HL investor I am consistently impressed with their level of service. Compared to any other consumer facing company that I deal with (eg. BT, Scottish Power etc) they are miles ahead.<br /><br />I have found that by investing into ETFs using the monthly subscription method (a completely flexible way of having the money leave my Anonymoushttps://www.blogger.com/profile/05926484330727903302noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-17799500108440699592010-09-16T06:39:44.805+01:002010-09-16T06:39:44.805+01:00Hi emelcee
Great that somebody else also agrees w...Hi emelcee<br /><br />Great that somebody else also agrees with what I have found.<br /><br />Thanks for highlighting the other 2 points also. <br /><br />Point 1 I guess maximises H-L revenues so if they are going to only offer one I can see why it would be the higher fees option.<br /><br />Point 2 is certainly something to watch for also if you are heading into drawdown so great point. I RetirementInvestingTodayhttps://www.blogger.com/profile/03088383743670046657noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-89808790885853864412010-09-14T12:22:08.381+01:002010-09-14T12:22:08.381+01:00This research pretty much mirrors my own with simi...This research pretty much mirrors my own with similar conclusions. Other observations:<br /><br />1. H-L are somewhat selective as to the funds they offer e.g. M&G Corp Bond - H-L only offer Class X with a 1.25% AMC (and no discount in a SIPP) whereas AT offer Class A with a net 0.6% (1.0% AMC minus 0.4% discount).<br /><br />2. Watch out for drawdown charges in USP - both H-L and AT will Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-65148626204701469052010-09-05T18:04:32.487+01:002010-09-05T18:04:32.487+01:00Another thing with H-L, is that it appears that th...Another thing with H-L, is that it appears that they don't allow monthly investments into any but their offered funds. So no monthly savings into (for instance) ITs.Benjnoreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-10914206319754163812010-08-26T20:05:06.711+01:002010-08-26T20:05:06.711+01:00Hi ringledman
Any thoughts on on how you are cutti...Hi ringledman<br />Any thoughts on on how you are cutting costs to the bone would I'm sure be welcomed by readers of Retirement Investing Today. Care to share?<br />Cheers<br />RITRetirementInvestingTodayhttps://www.blogger.com/profile/03088383743670046657noreply@blogger.comtag:blogger.com,1999:blog-2875915890415125655.post-54242406694162440552010-08-25T22:18:35.953+01:002010-08-25T22:18:35.953+01:00Excellent post as always. I too am a long term inv...Excellent post as always. I too am a long term investor looking to hold funds for the long term and cut costs to the bone.<br /><br />ringledman, HPCAnonymousnoreply@blogger.com